In Layman's Terms
In Layman's Terms
A NetSpend Reload Pack is a card that allows consumers to load between $10 – $500 on a NetSpend prepaid debit card. NetSpend Corporation, provide debit card services to their customers by allowing online and in-store transactions, cashback rewards, direct deposit, ATM withdrawals and online account access. Their headquarters is based in Austin, Texas. NetSpend is able to provide its services such as their reload pack through a company called Total System Services (TSYS).
TSYS is an acronym for Total System Services, a U.S. company that issues bank credit cards and a credit card processor. Below is a full list of countries TSYS provide payment processing services to:
Visit a retail store such as 7-Eleven , Walgreens or CVS etc. While in the store, walk (or ask one of the employees to guide you) towards the Prepaid Card section. Choose the scratch-off card that says “NetSpend Reload Pack” on it. The card should display a $3.95 fee and a load amount of $10 – $500 on its package. Bring this card to the cashier and request the load amount you want on the card. The cashier scans the card encoding the load value onto the card. Some employees request a government ID so be prepared for that.
If you requested to load $75 onto the card then your total cost will be around $80. Once you’ve paid the cashier $80 scratch off the card to reveal the validation code. Head on over to NetSpend website and enter your NetSpend debit card number & validation code. You should receive a confirmation of the $75 load amount. Discard the NetSpend Reload Pack. You do not need your NetSpend card to be present when buying a reload pack. Only scratch off the validation code once you are in front of a computer otherwise you may lose it.
NetSpend has partnered with numerous convenient stores. These stores include Walgreens, CVS, Rite Aid, Family Dollar, Dollar General, 7-Eleven and more. Although NetSpend has not publicly stated that they’ve have discontinued the NetSpend Reload Pack, it stopped showing up in stores. Consumers can still reload their prepaid debit cards by bringing it to the register. We recommend using NetSpend’s official NetSpend Reload locator to find the nearest reload location near you.
Yes, Walmart have previously sold Netspend Reload Packs. However as we’ve stated Netspend Reload packs have disappeared from the shelves of all retail stores. You can only add the validation code to NetSpend’s official website and unfortunately it is no longer present. These are good indicators that the reload pack has been discontinued.
If in the event your reload pack does not work contact the retail store you purchased it from. Be sure to have your receipt present and contact the manager immediately after discovering the faulty card. At the same time would also suggest contacting NetSpend to make sure there aren’t any system errors or technical difficulties.
No. You cannot directly purchase products or services using a reload pack. Many people have been scammed because they were told to purchase using a reload pack. Reload packs are as good as cash, so if you get scammed it’s as good as gone and there really isn’t much anyone can do about it. NEVER PAY FOR ANYTHING USING A RELOAD PACK. We’re not a big fan of using all caps but we would hate to see you get scammed.
Yes you can. Netspend cardholders can add money to their NetSpend card in several ways.
Adding money to your Netspend card from your bank account is easy. With just a few simple steps we’ll have you transferring funds onto your Netspend card in no time. There are a few things you should know before we get started. Before you are able to transfer money from the bank you to your card you must verify your Netspend card. We will explain it in detail below. Some banks may not offer the option for their members to add an external card to their account, which is a required function to make the transfer. Last but not least, you will need online access to your bank account. If everything we’ve explained so far is okay with you, let’s get started!
Gathering Information from Netspend
Adding Netspend to Your Bank Account
NetSpend Corporation offers their customers free ATM withdrawals at selected locations. This is a nice benefit to have for the frugal shopper.